Fixed Rate Loans
Fixed Rate Loans
Fixed Rate Loans
Helpful
Tools
Mortgage
Calculator

Estimate your monthly payment for a home purchase or refinance
Auto Loan
Calculator

Determine how much car you can afford before buying
Learn About
Mortgage Loans

Learn about mortgage loans to find the one that's right for you
15 Year vs 30 Year
Loan Comparison

Compare payments between a 15 year and 30 year mortgage loan
Today's Mortgage
Rates

See today's current mortgage rates. Shop, compare and save.
Fixed Rate Loans 2017-09-27T00:46:28+00:00

Fixed interest rates are rates which will not fluctuate as time goes by, regardless of how much national interest rates may rise or fall. If your goal is to stay in the home you’ve just purchased for a long period of time, most experts would agree that a fixed rate mortgage would better weather the rise and fall of mortgage interest rates due to fluctuating economic conditions.

A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. You can get this fixed rate mortgage usually in 10, 15, or 30 year terms, though in recent years as because of the rise in home prices, some lenders have been offering loans as long as 40 and 50 years. The time can be negotiable with your specific lender to fit your needs. This type of mortgage is good for the home buyer who wishes to know how much the house payment will be every month because it is fixed and if the home buyer is planning on living in the home for 10 years or more.

Fixed rates have several advantages and disadvantages, and may or may not be right for you and your loan needs. They provide security against increases in national rates, meaning that you might end up paying a much lower rate if you’ve locked in a lower fixed rate than the current national rate. If national rates fall, however, you may end up paying more than you would with a variable rate.

Other Types of Mortgages:

Adjustable Rate Mortgages

Balloon Loans

Government-backed Loans

Interest-only Loans

Home Equity Loans and HELOCs

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
HOW LOANRATENETWORK
LOAN CENTER WORKS
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Helpful Tools
Mortgage
Calculator

Estimate your monthly mortgage payment
Auto Loan
Calculator

Determine how much car you can afford before buying
Learn About
Mortgage Loans

Learn about the different types of home loans
15 Year vs 30 Year
Loan Comparison

Compare 15 year and 30 year mortgage loans
Todays Mortgage
Rates

See today's mortgage rates. Shop, compare and save.
Fixed Rate Loans 2017-09-27T00:46:28+00:00

Fixed interest rates are rates which will not fluctuate as time goes by, regardless of how much national interest rates may rise or fall. If your goal is to stay in the home you’ve just purchased for a long period of time, most experts would agree that a fixed rate mortgage would better weather the rise and fall of mortgage interest rates due to fluctuating economic conditions.

A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. You can get this fixed rate mortgage usually in 10, 15, or 30 year terms, though in recent years as because of the rise in home prices, some lenders have been offering loans as long as 40 and 50 years. The time can be negotiable with your specific lender to fit your needs. This type of mortgage is good for the home buyer who wishes to know how much the house payment will be every month because it is fixed and if the home buyer is planning on living in the home for 10 years or more.

Fixed rates have several advantages and disadvantages, and may or may not be right for you and your loan needs. They provide security against increases in national rates, meaning that you might end up paying a much lower rate if you’ve locked in a lower fixed rate than the current national rate. If national rates fall, however, you may end up paying more than you would with a variable rate.

Other Types of Mortgages:

Adjustable Rate Mortgages

Balloon Loans

Government-backed Loans

Interest-only Loans

Home Equity Loans and HELOCs

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
HOW LOANRATENETWORK
LOAN CENTER WORKS
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Helpful Tools
Fixed Rate Loans 2017-09-27T00:46:28+00:00

Fixed interest rates are rates which will not fluctuate as time goes by, regardless of how much national interest rates may rise or fall. If your goal is to stay in the home you’ve just purchased for a long period of time, most experts would agree that a fixed rate mortgage would better weather the rise and fall of mortgage interest rates due to fluctuating economic conditions.

A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. You can get this fixed rate mortgage usually in 10, 15, or 30 year terms, though in recent years as because of the rise in home prices, some lenders have been offering loans as long as 40 and 50 years. The time can be negotiable with your specific lender to fit your needs. This type of mortgage is good for the home buyer who wishes to know how much the house payment will be every month because it is fixed and if the home buyer is planning on living in the home for 10 years or more.

Fixed rates have several advantages and disadvantages, and may or may not be right for you and your loan needs. They provide security against increases in national rates, meaning that you might end up paying a much lower rate if you’ve locked in a lower fixed rate than the current national rate. If national rates fall, however, you may end up paying more than you would with a variable rate.

Other Types of Mortgages:

Adjustable Rate Mortgages

Balloon Loans

Government-backed Loans

Interest-only Loans

Home Equity Loans and HELOCs

HOW LOANRATENETWORK
LOAN CENTER WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.