LoanRateNetwork
LoanRateNetwork
LoanRateNetwork
1-000-000-0000 BECOME A PARTNER
1-000-000-0000 BECOME A PARTNER
1-000-000-0000 BECOME A PARTNER
Mortgage Interest Rates Fall to 3.55 Percent
Mortgage Interest Rates Fall to 3.55 Percent
Mortgage Interest Rates Fall to 3.55 Percent
Helpful
Tools
Mortgage
Calculator
Estimate your monthly payment for a home purchase or refinance
Auto Loan
Calculator
Determine how much car you can afford before buying
Learn About
Mortgage Loans
Learn about mortgage loans to find the one that's right for you
15 Year vs 30 Year
Loan Comparison
Compare payments between a 15 year and 30 year mortgage loan
Today's Mortgage
Rates
See today's current mortgage rates. Shop, compare and save.

September 7, 2012 (Shirley Allen)

The effects of a sluggish economy resulted in further declines in Treasury Bond yields this week, pushing mortgage interest rates back to near record lows according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS) for the week ending September 6th.

Fixed Rate Mortgages:

Interest rates on fixed rate mortgages moved lower this week, with the 30-year fixed rate averaging 3.55 percent with an average of 0.7 points, down from the previous week’s average of 3.59 percent. It was the 24th consecutive week that mortgage rates have been under four percent. A year ago, the 30-year fixed rate mortgage averaged 4.12 percent.

Average 30-year rates were lowest in the Western region of the United States while the highest rates were reported in the Southeastern region of the country.

The 15-year fixed rate mortgage averaged 2.86 percent with an average of 0.6 points, unchanged from last week. Mortgage rates for the 15-year fixed mortgage have been under three percent for 15 consecutive weeks. At this time last year, the 15-year fixed rate mortgage averaged 3.33 percent.

Adjustable Rate Mortgages:

Interest rates for adjustable-rate mortgages were also down this week with the 5-year Treasury-indexed hybrid ARM averaging 2.75 percent, with an average of 0.7 points, down from last week’s average of 2.78 percent. The 5-year adjustable rate mortgage averaged 2.96 percent a year earlier.

The 1-year Treasury-indexed adjustable rate mortgage averaged 2.61 percent with an average of 0.4 points, down from last week’s average of 2.63 percent. A year ago, the 1-year adjustable rate mortgage averaged 2.84 percent.

Frank Nothaft, vice president and chief economist of Freddie Mac, stated, “Mortgage rates were little changed over the holiday week amid mixed economic data releases. Although consumer spending rose 0.4 percent in July, representing the largest gain in five months, the core price index was unchanged suggesting little threat of inflation. Consumer confidence picked up slightly in August according to the University of Michigan, but remained below this year’s peak in May. And the manufacturing industry contracted for the third consecutive month in August.”

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.55 3.57 3.58 3.53 3.55 3.52
Fees & Points 0.7 0.7 0.8 0.7 0.8 0.8

15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.86 2.86 2.89 2.84 2.88 2.83
Fees & Points 0.6 0.6 0.7 0.6 0.6 0.6

5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.75 2.78 2.76 2.85 2.77 2.63
Fees & Points 0.7 0.7 0.7 0.6 0.7 0.6
Margin 2.74 2.74 2.75 2.73 2.77 2.74

1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.61 2.53 2.71 2.58 2.70 2.60
Fees & Points 0.4 0.5 0.5 0.3 0.4 0.3
Margin 2.76 2.79 2.78 2.73 2.77 2.75

The National Mortgage Rate Snapshot One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.12   3.33   2.96   2.84   3.59   2.86   2.78   2.63  
Fees & Points 0.7   0.6   0.6   0.6   0.6   0.6   0.6   0.4  
Margin N/A N/A 2.74   2.76   N/A N/A 2.74   2.76  

Tags: 15 year fixed, 30 year fixed, fixed rate mortgage, freddie mac, interest rates, mortgage rates, 5-year hybrid, 1-year treasury

Source:
Freddie Mac

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
HOW LOANRATENETWORK
LOAN CENTER WORKS
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Information You Can Use
Helpful Tools
Mortgage
Calculator
Estimate your monthly mortgage payment
Auto Loan
Calculator
Determine how much car you can afford before buying
Learn About
Mortgage Loans
Learn about the different types of home loans
15 Year vs 30 Year
Loan Comparison
Compare 15 year and 30 year mortgage loans
Todays Mortgage
Rates
See today's mortgage rates. Shop, compare and save.

September 7, 2012 (Shirley Allen)

The effects of a sluggish economy resulted in further declines in Treasury Bond yields this week, pushing mortgage interest rates back to near record lows according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS) for the week ending September 6th.

Fixed Rate Mortgages:

Interest rates on fixed rate mortgages moved lower this week, with the 30-year fixed rate averaging 3.55 percent with an average of 0.7 points, down from the previous week’s average of 3.59 percent. It was the 24th consecutive week that mortgage rates have been under four percent. A year ago, the 30-year fixed rate mortgage averaged 4.12 percent.

Average 30-year rates were lowest in the Western region of the United States while the highest rates were reported in the Southeastern region of the country.

The 15-year fixed rate mortgage averaged 2.86 percent with an average of 0.6 points, unchanged from last week. Mortgage rates for the 15-year fixed mortgage have been under three percent for 15 consecutive weeks. At this time last year, the 15-year fixed rate mortgage averaged 3.33 percent.

Adjustable Rate Mortgages:

Interest rates for adjustable-rate mortgages were also down this week with the 5-year Treasury-indexed hybrid ARM averaging 2.75 percent, with an average of 0.7 points, down from last week’s average of 2.78 percent. The 5-year adjustable rate mortgage averaged 2.96 percent a year earlier.

The 1-year Treasury-indexed adjustable rate mortgage averaged 2.61 percent with an average of 0.4 points, down from last week’s average of 2.63 percent. A year ago, the 1-year adjustable rate mortgage averaged 2.84 percent.

Frank Nothaft, vice president and chief economist of Freddie Mac, stated, “Mortgage rates were little changed over the holiday week amid mixed economic data releases. Although consumer spending rose 0.4 percent in July, representing the largest gain in five months, the core price index was unchanged suggesting little threat of inflation. Consumer confidence picked up slightly in August according to the University of Michigan, but remained below this year’s peak in May. And the manufacturing industry contracted for the third consecutive month in August.”

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.55 3.57 3.58 3.53 3.55 3.52
Fees & Points 0.7 0.7 0.8 0.7 0.8 0.8

15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.86 2.86 2.89 2.84 2.88 2.83
Fees & Points 0.6 0.6 0.7 0.6 0.6 0.6

5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.75 2.78 2.76 2.85 2.77 2.63
Fees & Points 0.7 0.7 0.7 0.6 0.7 0.6
Margin 2.74 2.74 2.75 2.73 2.77 2.74

1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.61 2.53 2.71 2.58 2.70 2.60
Fees & Points 0.4 0.5 0.5 0.3 0.4 0.3
Margin 2.76 2.79 2.78 2.73 2.77 2.75

The National Mortgage Rate Snapshot One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.12   3.33   2.96   2.84   3.59   2.86   2.78   2.63  
Fees & Points 0.7   0.6   0.6   0.6   0.6   0.6   0.6   0.4  
Margin N/A N/A 2.74   2.76   N/A N/A 2.74   2.76  

Tags: 15 year fixed, 30 year fixed, fixed rate mortgage, freddie mac, interest rates, mortgage rates, 5-year hybrid, 1-year treasury

Source:
Freddie Mac

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
HOW LOANRATENETWORK
LOAN CENTER WORKS
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Information You Can Use
Helpful Tools

September 7, 2012 (Shirley Allen)

The effects of a sluggish economy resulted in further declines in Treasury Bond yields this week, pushing mortgage interest rates back to near record lows according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS) for the week ending September 6th.

Fixed Rate Mortgages:

Interest rates on fixed rate mortgages moved lower this week, with the 30-year fixed rate averaging 3.55 percent with an average of 0.7 points, down from the previous week’s average of 3.59 percent. It was the 24th consecutive week that mortgage rates have been under four percent. A year ago, the 30-year fixed rate mortgage averaged 4.12 percent.

Average 30-year rates were lowest in the Western region of the United States while the highest rates were reported in the Southeastern region of the country.

The 15-year fixed rate mortgage averaged 2.86 percent with an average of 0.6 points, unchanged from last week. Mortgage rates for the 15-year fixed mortgage have been under three percent for 15 consecutive weeks. At this time last year, the 15-year fixed rate mortgage averaged 3.33 percent.

Adjustable Rate Mortgages:

Interest rates for adjustable-rate mortgages were also down this week with the 5-year Treasury-indexed hybrid ARM averaging 2.75 percent, with an average of 0.7 points, down from last week’s average of 2.78 percent. The 5-year adjustable rate mortgage averaged 2.96 percent a year earlier.

The 1-year Treasury-indexed adjustable rate mortgage averaged 2.61 percent with an average of 0.4 points, down from last week’s average of 2.63 percent. A year ago, the 1-year adjustable rate mortgage averaged 2.84 percent.

Frank Nothaft, vice president and chief economist of Freddie Mac, stated, “Mortgage rates were little changed over the holiday week amid mixed economic data releases. Although consumer spending rose 0.4 percent in July, representing the largest gain in five months, the core price index was unchanged suggesting little threat of inflation. Consumer confidence picked up slightly in August according to the University of Michigan, but remained below this year’s peak in May. And the manufacturing industry contracted for the third consecutive month in August.”

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.55 3.57 3.58 3.53 3.55 3.52
Fees & Points 0.7 0.7 0.8 0.7 0.8 0.8

15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.86 2.86 2.89 2.84 2.88 2.83
Fees & Points 0.6 0.6 0.7 0.6 0.6 0.6

5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.75 2.78 2.76 2.85 2.77 2.63
Fees & Points 0.7 0.7 0.7 0.6 0.7 0.6
Margin 2.74 2.74 2.75 2.73 2.77 2.74

1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.61 2.53 2.71 2.58 2.70 2.60
Fees & Points 0.4 0.5 0.5 0.3 0.4 0.3
Margin 2.76 2.79 2.78 2.73 2.77 2.75

The National Mortgage Rate Snapshot One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.12   3.33   2.96   2.84   3.59   2.86   2.78   2.63  
Fees & Points 0.7   0.6   0.6   0.6   0.6   0.6   0.6   0.4  
Margin N/A N/A 2.74   2.76   N/A N/A 2.74   2.76  

Tags: 15 year fixed, 30 year fixed, fixed rate mortgage, freddie mac, interest rates, mortgage rates, 5-year hybrid, 1-year treasury

Source:
Freddie Mac

HOW LOANRATENETWORK
LOAN CENTER WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Information You Can Use

LoanRateNetwork

LoanRateNetwork is an independent marketing leads generator. We are not a loan broker or lender. LoanRateNetwork is an advertising supported publisher and loan rate comparison service that is compensated by third party affiliates for the information you provide to us through the featured placement of sponsored products and services or by clicking on links posted on this website. Not all companies or products are represented through this website. Usage of this site is only available to persons in the continental United States, Alaska and Hawaii.
Copyright 2010 - 2021 LoanRateNetwork.com | All Rights Reserved
The information contained in this website is for general information purposes only. We make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, or reliability of the information, products, or services contained on the website. Any reliance you place on such information is therefore strictly at your own risk.