LendingTree Weekly Mortgage Rate Pulse: Rates Fall Slightly
LendingTree Weekly Mortgage Rate Pulse: Rates Fall Slightly
LendingTree Weekly Mortgage Rate Pulse: Rates Fall Slightly
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December 30 2010 (Shirley Allen)
Lendingtree-logo
According to the data collected on December 28th for LendingTree’s Weekly Mortgage Rate Pulse,  average home loan rates offered by network lenders were 5.16 percent (5.40% APR) for 30-year fixed mortgages, 4.46 percent (4.83% APR) for 15-year fixed mortgages and 4.07 percent (4.13% APR) for 5/1 adjustable rate mortgages (ARM). Rates for 30- and 15-year fixed mortgages fell slightly week-over-week, while 5/1 ARM rates rose.

The lowest mortgage rates offered on the same day by lenders on the LendingTree network were 4.625 percent (4.82% APR) for a 30-year fixed mortgage 3.875 percent (4.12% APR) for a 15-year fixed mortgage and 3.125 percent (3.25% APR) for a 5/1 ARM.  

The LendingTree Weekly Mortgage Rate Pulse is a snapshot of the lowest and average home loan rates available within the LendingTree network of lenders. Unlike the Primary Mortgage Market Survey® released every Thursday by mortgage giant Freddie Mac that reports mortgage loan interest rates only through the previous week, the Weekly Mortgage Rate Pulse reports mortgage loan interest rates every Wednesday from data gathered the previous day so it is more reflective of current interest rates.

Nicole Hall, LendingTree home loan shopping expert stated, “With the New Year approaching, it’s a great time for consumers to tidy up their home finances. Homeowners can find a great deal of savings by dusting off their mortgage documents and insurance policies and evaluating whether they’re still getting the best deal. Refinancing and lowering your insurance premiums can leave consumers with more money to tackle other New Year’s resolutions, like increasing their 401k contribution.”

See how your state compares below by comparing mortgage data including a snapshot of the lowest 30-year fixed rates offered by lenders on the LendingTree network, average loan-to-value ratio and percentage of consumers with negative equity:

STATE-BY-STATE MORTGAGE DATA 12/28/10

*Updated Quarterly

STATE

LOWEST MORTGAGE RATE LOAN-TO-VALUE RATIO* % WITH NEGATIVE EQUITY*

Alabama

4.63% (4.82% APR)

67%

9.8%

Alaska

4.63% (4.82% APR)

67%

10.6%

Arizona

4.63% (4.82% APR)

94% 50%

Arkansas

4.63% (4.82% APR)

74% 12%

California

4.63% (4.82% APR)

70% 32.8%

Colorado

4.63% (4.82% APR)

72% 19.7%

Connecticut

4.63% (4.82% APR)

58% 12%

Delaware

4.63% (4.82% APR)

68% 13.5%

District of Columbia

4.63% (4.82% APR)

59% 15.5%

Florida

4.63% (4.77% APR)

90% 46.4%

Georgia

4.63% (4.77% APR)

80% 28.1%

Hawaii

4.75% (4.88% APR)

55% 10.7%

Idaho

4.63% (4.82% APR)

73% 23.7%

Illinois

4.75% (4.88% APR)

71% 19.7%

Indiana

4.63% (4.81% APR)

70% 11%

Iowa

4.63% (4.82% APR)

67% 8.8%

Kansas

4.63% (4.82% APR)

70% 10.8%

Kentucky

4.63% (4.82% APR)

67% 8.5%

Louisiana

4.63% (4.82% APR)

N/A 23%

Maine

4.63% (4.82% APR)

N/A 23%

Maryland

4.63% (4.82% APR)

69% 22.2%

Massachusetts

4.75% (4.87% APR)

60% 15%

Michigan

4.63% (4.82% APR)

86% 38%

Minnesota

4.62% (4.82% APR)

65% 16.3%

Mississippi

4.63% (4.82% APR)

N/A 23%

Missouri

4.63% (4.82% APR)

71% 15.5%

Montana

4.63% (4.82% APR)

60% 7.7%

Nebraska

4.63% (4.82% APR)

73% 9.3%

Nevada

4.63% (4.82% APR)

120% 68.1%

New Hampshire

4.63% (4.82% APR)

69% 18.4%

New Jersey

4.63% (4.82% APR)

61% 15.4%

New Mexico

4.63% (4.82% APR)

66% 12.2%

New York

4.63% (4.82% APR) 50% 7.1%

North Carolina

4.63% (4.82% APR) 70% 10.4%

North Dakota

4.63% (4.82% APR) 60% 7.4%

Ohio

4.75% (4.88% APR) 74% 19.7%

Oklahoma

4.63% (4.82% APR) 70% 5.8%

Oregon

4.63% (4.82% APR) 69% 15.7%

Pennsylvania

4.50% (4.59% APR) 62% 7.3%

Rhode Island

4.63% (4.82% APR) 62% 20.3%

South Carolina

4.63% (4.82% APR) 71% 14.3%

South Dakota

4.63% (4.82% APR) N/A 23%

Tennessee

4.63% (4.82% APR) 71% 13.8%

Texas

4.63% (4.82% APR) 70% 11.3%

Utah

4.63% (4.82% APR) 73% 20.4%

Vermont

4.63% (4.82% APR) N/A 23%

Virginia

4.63% (4.82% APR) 71% 22.7%

Washington

4.75% (4.89% APR) 66% 15.2%

West Virginia

4.63% (4.82% APR) N/A 23%

Wisconsin

4.63% (4.82% APR) 67% 13.7%

Wyoming

4.63% (4.82% APR) N/A 23%

Home loan rates above are reflective of actual rates offered to borrowers by lenders on the LendingTree network. Lowest rates shown reflect the payment of one discount point. Rates will vary based on the borrower’s loan details and credit profile.

More information available here:


Tags: lendingtree, mortgage rates, mortgage loans, average home rates, 30 year fixed, 15 year fixed, 5/1 arm, adjustable rate mortgage, fixed mortgage, freddie mac, lenders

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
HOW LOANRATENETWORK
LOAN CENTER WORKS
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Helpful Tools
Mortgage
Calculator

Estimate your monthly mortgage payment
Auto Loan
Calculator

Determine how much car you can afford before buying
Learn About
Mortgage Loans

Learn about the different types of home loans
15 Year vs 30 Year
Loan Comparison

Compare 15 year and 30 year mortgage loans
Todays Mortgage
Rates

See today's mortgage rates. Shop, compare and save.

December 30 2010 (Shirley Allen)
Lendingtree-logo
According to the data collected on December 28th for LendingTree’s Weekly Mortgage Rate Pulse,  average home loan rates offered by network lenders were 5.16 percent (5.40% APR) for 30-year fixed mortgages, 4.46 percent (4.83% APR) for 15-year fixed mortgages and 4.07 percent (4.13% APR) for 5/1 adjustable rate mortgages (ARM). Rates for 30- and 15-year fixed mortgages fell slightly week-over-week, while 5/1 ARM rates rose.

The lowest mortgage rates offered on the same day by lenders on the LendingTree network were 4.625 percent (4.82% APR) for a 30-year fixed mortgage 3.875 percent (4.12% APR) for a 15-year fixed mortgage and 3.125 percent (3.25% APR) for a 5/1 ARM.  

The LendingTree Weekly Mortgage Rate Pulse is a snapshot of the lowest and average home loan rates available within the LendingTree network of lenders. Unlike the Primary Mortgage Market Survey® released every Thursday by mortgage giant Freddie Mac that reports mortgage loan interest rates only through the previous week, the Weekly Mortgage Rate Pulse reports mortgage loan interest rates every Wednesday from data gathered the previous day so it is more reflective of current interest rates.

Nicole Hall, LendingTree home loan shopping expert stated, “With the New Year approaching, it’s a great time for consumers to tidy up their home finances. Homeowners can find a great deal of savings by dusting off their mortgage documents and insurance policies and evaluating whether they’re still getting the best deal. Refinancing and lowering your insurance premiums can leave consumers with more money to tackle other New Year’s resolutions, like increasing their 401k contribution.”

See how your state compares below by comparing mortgage data including a snapshot of the lowest 30-year fixed rates offered by lenders on the LendingTree network, average loan-to-value ratio and percentage of consumers with negative equity:

STATE-BY-STATE MORTGAGE DATA 12/28/10

*Updated Quarterly

STATE

LOWEST MORTGAGE RATE LOAN-TO-VALUE RATIO* % WITH NEGATIVE EQUITY*

Alabama

4.63% (4.82% APR)

67%

9.8%

Alaska

4.63% (4.82% APR)

67%

10.6%

Arizona

4.63% (4.82% APR)

94% 50%

Arkansas

4.63% (4.82% APR)

74% 12%

California

4.63% (4.82% APR)

70% 32.8%

Colorado

4.63% (4.82% APR)

72% 19.7%

Connecticut

4.63% (4.82% APR)

58% 12%

Delaware

4.63% (4.82% APR)

68% 13.5%

District of Columbia

4.63% (4.82% APR)

59% 15.5%

Florida

4.63% (4.77% APR)

90% 46.4%

Georgia

4.63% (4.77% APR)

80% 28.1%

Hawaii

4.75% (4.88% APR)

55% 10.7%

Idaho

4.63% (4.82% APR)

73% 23.7%

Illinois

4.75% (4.88% APR)

71% 19.7%

Indiana

4.63% (4.81% APR)

70% 11%

Iowa

4.63% (4.82% APR)

67% 8.8%

Kansas

4.63% (4.82% APR)

70% 10.8%

Kentucky

4.63% (4.82% APR)

67% 8.5%

Louisiana

4.63% (4.82% APR)

N/A 23%

Maine

4.63% (4.82% APR)

N/A 23%

Maryland

4.63% (4.82% APR)

69% 22.2%

Massachusetts

4.75% (4.87% APR)

60% 15%

Michigan

4.63% (4.82% APR)

86% 38%

Minnesota

4.62% (4.82% APR)

65% 16.3%

Mississippi

4.63% (4.82% APR)

N/A 23%

Missouri

4.63% (4.82% APR)

71% 15.5%

Montana

4.63% (4.82% APR)

60% 7.7%

Nebraska

4.63% (4.82% APR)

73% 9.3%

Nevada

4.63% (4.82% APR)

120% 68.1%

New Hampshire

4.63% (4.82% APR)

69% 18.4%

New Jersey

4.63% (4.82% APR)

61% 15.4%

New Mexico

4.63% (4.82% APR)

66% 12.2%

New York

4.63% (4.82% APR) 50% 7.1%

North Carolina

4.63% (4.82% APR) 70% 10.4%

North Dakota

4.63% (4.82% APR) 60% 7.4%

Ohio

4.75% (4.88% APR) 74% 19.7%

Oklahoma

4.63% (4.82% APR) 70% 5.8%

Oregon

4.63% (4.82% APR) 69% 15.7%

Pennsylvania

4.50% (4.59% APR) 62% 7.3%

Rhode Island

4.63% (4.82% APR) 62% 20.3%

South Carolina

4.63% (4.82% APR) 71% 14.3%

South Dakota

4.63% (4.82% APR) N/A 23%

Tennessee

4.63% (4.82% APR) 71% 13.8%

Texas

4.63% (4.82% APR) 70% 11.3%

Utah

4.63% (4.82% APR) 73% 20.4%

Vermont

4.63% (4.82% APR) N/A 23%

Virginia

4.63% (4.82% APR) 71% 22.7%

Washington

4.75% (4.89% APR) 66% 15.2%

West Virginia

4.63% (4.82% APR) N/A 23%

Wisconsin

4.63% (4.82% APR) 67% 13.7%

Wyoming

4.63% (4.82% APR) N/A 23%

Home loan rates above are reflective of actual rates offered to borrowers by lenders on the LendingTree network. Lowest rates shown reflect the payment of one discount point. Rates will vary based on the borrower’s loan details and credit profile.

More information available here:


Tags: lendingtree, mortgage rates, mortgage loans, average home rates, 30 year fixed, 15 year fixed, 5/1 arm, adjustable rate mortgage, fixed mortgage, freddie mac, lenders

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
HOW LOANRATENETWORK
LOAN CENTER WORKS
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Helpful Tools

December 30 2010 (Shirley Allen)
Lendingtree-logo
According to the data collected on December 28th for LendingTree’s Weekly Mortgage Rate Pulse,  average home loan rates offered by network lenders were 5.16 percent (5.40% APR) for 30-year fixed mortgages, 4.46 percent (4.83% APR) for 15-year fixed mortgages and 4.07 percent (4.13% APR) for 5/1 adjustable rate mortgages (ARM). Rates for 30- and 15-year fixed mortgages fell slightly week-over-week, while 5/1 ARM rates rose.

The lowest mortgage rates offered on the same day by lenders on the LendingTree network were 4.625 percent (4.82% APR) for a 30-year fixed mortgage 3.875 percent (4.12% APR) for a 15-year fixed mortgage and 3.125 percent (3.25% APR) for a 5/1 ARM.  

The LendingTree Weekly Mortgage Rate Pulse is a snapshot of the lowest and average home loan rates available within the LendingTree network of lenders. Unlike the Primary Mortgage Market Survey® released every Thursday by mortgage giant Freddie Mac that reports mortgage loan interest rates only through the previous week, the Weekly Mortgage Rate Pulse reports mortgage loan interest rates every Wednesday from data gathered the previous day so it is more reflective of current interest rates.

Nicole Hall, LendingTree home loan shopping expert stated, “With the New Year approaching, it’s a great time for consumers to tidy up their home finances. Homeowners can find a great deal of savings by dusting off their mortgage documents and insurance policies and evaluating whether they’re still getting the best deal. Refinancing and lowering your insurance premiums can leave consumers with more money to tackle other New Year’s resolutions, like increasing their 401k contribution.”

See how your state compares below by comparing mortgage data including a snapshot of the lowest 30-year fixed rates offered by lenders on the LendingTree network, average loan-to-value ratio and percentage of consumers with negative equity:

STATE-BY-STATE MORTGAGE DATA 12/28/10

*Updated Quarterly

STATE

LOWEST MORTGAGE RATE LOAN-TO-VALUE RATIO* % WITH NEGATIVE EQUITY*

Alabama

4.63% (4.82% APR)

67%

9.8%

Alaska

4.63% (4.82% APR)

67%

10.6%

Arizona

4.63% (4.82% APR)

94% 50%

Arkansas

4.63% (4.82% APR)

74% 12%

California

4.63% (4.82% APR)

70% 32.8%

Colorado

4.63% (4.82% APR)

72% 19.7%

Connecticut

4.63% (4.82% APR)

58% 12%

Delaware

4.63% (4.82% APR)

68% 13.5%

District of Columbia

4.63% (4.82% APR)

59% 15.5%

Florida

4.63% (4.77% APR)

90% 46.4%

Georgia

4.63% (4.77% APR)

80% 28.1%

Hawaii

4.75% (4.88% APR)

55% 10.7%

Idaho

4.63% (4.82% APR)

73% 23.7%

Illinois

4.75% (4.88% APR)

71% 19.7%

Indiana

4.63% (4.81% APR)

70% 11%

Iowa

4.63% (4.82% APR)

67% 8.8%

Kansas

4.63% (4.82% APR)

70% 10.8%

Kentucky

4.63% (4.82% APR)

67% 8.5%

Louisiana

4.63% (4.82% APR)

N/A 23%

Maine

4.63% (4.82% APR)

N/A 23%

Maryland

4.63% (4.82% APR)

69% 22.2%

Massachusetts

4.75% (4.87% APR)

60% 15%

Michigan

4.63% (4.82% APR)

86% 38%

Minnesota

4.62% (4.82% APR)

65% 16.3%

Mississippi

4.63% (4.82% APR)

N/A 23%

Missouri

4.63% (4.82% APR)

71% 15.5%

Montana

4.63% (4.82% APR)

60% 7.7%

Nebraska

4.63% (4.82% APR)

73% 9.3%

Nevada

4.63% (4.82% APR)

120% 68.1%

New Hampshire

4.63% (4.82% APR)

69% 18.4%

New Jersey

4.63% (4.82% APR)

61% 15.4%

New Mexico

4.63% (4.82% APR)

66% 12.2%

New York

4.63% (4.82% APR) 50% 7.1%

North Carolina

4.63% (4.82% APR) 70% 10.4%

North Dakota

4.63% (4.82% APR) 60% 7.4%

Ohio

4.75% (4.88% APR) 74% 19.7%

Oklahoma

4.63% (4.82% APR) 70% 5.8%

Oregon

4.63% (4.82% APR) 69% 15.7%

Pennsylvania

4.50% (4.59% APR) 62% 7.3%

Rhode Island

4.63% (4.82% APR) 62% 20.3%

South Carolina

4.63% (4.82% APR) 71% 14.3%

South Dakota

4.63% (4.82% APR) N/A 23%

Tennessee

4.63% (4.82% APR) 71% 13.8%

Texas

4.63% (4.82% APR) 70% 11.3%

Utah

4.63% (4.82% APR) 73% 20.4%

Vermont

4.63% (4.82% APR) N/A 23%

Virginia

4.63% (4.82% APR) 71% 22.7%

Washington

4.75% (4.89% APR) 66% 15.2%

West Virginia

4.63% (4.82% APR) N/A 23%

Wisconsin

4.63% (4.82% APR) 67% 13.7%

Wyoming

4.63% (4.82% APR) N/A 23%

Home loan rates above are reflective of actual rates offered to borrowers by lenders on the LendingTree network. Lowest rates shown reflect the payment of one discount point. Rates will vary based on the borrower’s loan details and credit profile.

More information available here:


Tags: lendingtree, mortgage rates, mortgage loans, average home rates, 30 year fixed, 15 year fixed, 5/1 arm, adjustable rate mortgage, fixed mortgage, freddie mac, lenders

HOW LOANRATENETWORK
LOAN CENTER WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateNetwork and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
LOANRATENETWORK
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.